Predictive Analytics and Efficient Exchanges for More Profitable Business Lending

Edgeware Analytics is focused on serving the small business lending market.  We offer a suite of statistical models empowering small business lenders to more accurately assess credit risk. This improved understanding of loan risk translates to more informed decisions and significant profit lift to the bottom line of small business lenders.

Edgeware also offers two online marketplaces that securely connect business borrowers with lenders - and lenders with secondary market buyers.  The Small Business Loan Exchange (SBLX) efficiently connects business borrowers with more than 150 lenders, while the Government Guaranteed Loan Exchange (GovGex) facilitates the sale of SBA backed loans to the market buyers.

The small business lending market is our business.  We invest all of our expertise and energies into the issues that you face everyday: Should I approve this loan?  What is the probability of default?  What about the chance of prepayment?  Do I have the right tools and procedures to manage my risk – and will the regulators agree?

All of our empirical models were created by analyzing thousands - - and in some cases hundreds of thousands - - of small business loan data from across all regions and a diverse set of industries.  

Let Edgeware Analytics unleash the Predictive Power of our statistical models and the efficieny of our exchanges on your bottom line.
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     Edgeware Services



Small Business Loan Exchange ™ >>

Small Business Loan Exchange
is an on-line forum connecting SBA lenders with deals not fitting their lending criteria to lenders seeking available deals. Posting and Finding deals is quick, easy and free.
GovGex.com™ >>

The Governement Guaranteed Loan Exchange (GovGex.com),
is an online forum connecting lenders selling government guaranteed loans with buyers. Bring greater efficiency and transparency and with it better prices. All while keeping your auditors smiling. It's FREE to buyers and sellers, and the seller always keeps 100% of the sales proceeds.

ScoreEdge™ >>


ScoreEdge
brings the science of credit scoring to small business lending, allowing for rigorous, consistent origination decisions.


RiskRate™ >>

RiskRate
identifies the risk of default for each small business loan in a lender's portfolio with the precision of and statistical model.


Oscore™ >>

Oscore
brings objective insight into evaluating a borrower’s management. For generations lenders point to the character of a borrower as critical to loan success but were only able to assess this risk subjectively. Edgeware addresses this need with our patent-pending model: Oscore. Oscore evaluates the business principles with a management assessment questionnaire to more completely reveal origination risk.


ExpressEdge™ >>

ExpressEdge
delivers faster loan approval, easier training, simpler qualifying, and lower costs by providing users with a straight-forward tool to rapidly identify viable loans.


  Edgeware Consulting



The successful fusion of our deep analytical and credit expertise with our statistical models allows Edgeware Consulting to bring an invaluable toolset to bear on your business.
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    Recent News



May 13 , 2008
  GovGex.com™, Online Marketplace for Buying and Selling Government Guaranteed Loans, Launched

Apr 09 , 2008
  ScoreEdge™ Small Business Credit Score Enhanced to Provide Franchise Risk Score and Real-Time Access to SBA's Franchise Registry

Feb 13 , 2008
  Newtek Small Business Finance to Use Edgeware Analytics' Small Business Credit Score to Improve Loan Approval Speed and Accuracy

Dec 10 , 2007
  Gateway Business Bank to Use Edgeware Analytics' ScoreEdge Small Business Credit Score to Improve Loan Origination Decisions

Nov 21 , 2007
  Signature Bank of Georgia to Use Edgeware Analytics' Small Business Credit Score to Improve Origination Decisions

Oct 29 , 2007
  Business Lenders to Use Edgeware Analytics' ScoreEdge Small Business Credit Score to Improve Loan Origination Decisions

Sept 11 , 2007
  Enterprise Funding Corporation to Use Edgeware Analytics' Small Business Credit Score and Small Business Portfolio Score to Improve Origination and Servicing Decisionss

July 20 , 2007
  Preferred Capital to Use Edgeware Analytics' ScoreEdge Small Business Credit Scoreto Improve Loan Origination Decisions

May 10 , 2007
  SBA Deals get Second Lives (news article from BankNet360.com)

May 4 , 2007
Small Business Loan Source to Use Edgeware Analytics' ScoreEdge and Oscore Small Business Credit Scores to Improve Loan Origination Decisions  Edgeware Analytics Launches the Small Business Loan Exchange

April 18 , 2007
Small Business Loan Source to Use Edgeware Analytics' ScoreEdge and Oscore Small Business Credit Scores to Improve Loan Origination Decisions  Anchor Commercial Services and Edgeware Analytics Announce General Availability of ScoreEdge504 for Loan Management System Users

April 4 , 2007
Small Business Loan Source to Use Edgeware Analytics' ScoreEdge and Oscore Small Business Credit Scores to Improve Loan Origination Decisions  First U.S. Community Credit Union to Use Edgeware Analytics' ScoreEdge and RiskRate Small Business Credit & Portfolio Score to Improve Origination and Servicing Decisions

April 2 , 2007
Small Business Loan Source to Use Edgeware Analytics' ScoreEdge and Oscore Small Business Credit Scores to Improve Loan Origination Decisions  Edgeware ScoreEdge504 user, Michigan Certified Development Company, Named Michigan SBA Lender of the Year for 2007




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Register for one of our upcoming webinars.
Learn more about ScoreEdge™, RiskRate™ and the Small Business Loan Exchange™
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The Edgeware Challenge

In a recent BLIND TEST, ScoreEdge™ has shown a $1500 PROFIT LIFT for each score generated.

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